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Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.

The appointment doesn’t cost you anything, it’s completely confidential and without obligation.

You will need to have adequate equity in your home to make this possible.

Example: Your home is appraised at 5,000 and you have 8,000 and 25 years remaining on a 30-year fixed-rate mortgage.

It is important to speak with one of our Debt Settlement Specialists to find out if signing a debt settlement agreement with your creditors is a good option for you.A cash-out refinance can mean money in your pocket to help make home improvements, consolidate existing debt, buy a new car, pay college tuition or finance other goals.With this kind of refinancing, you will pay off your current mortgage loan and take out a new mortgage at a higher amount.A Debt Management Program (DMP) is a way of consolidating your unsecured debts without borrowing more money.It allows you to get out of debt by making one monthly payment that fits your budget.

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